Credit Card Services
We are pleased to announce that Local 697 Federal Credit Union has partnered with TIB, National Association, to provide you with the best in credit card services. We chose TIB to manage your account because of the attractive benefits that come with their cards.
As part of the Credit Union’s and TIB’s commitment to keep you competitive in the marketplace, we offer the following products. Both Visa and Mastercard products will be embedded with the EMV chip:
Consumer Value Card – designed for your customers who are focused on their rate; this card offers a low introductory rate with an ongoing APR of prime + 6.99% and no annual fee.
Consumer Everything Rewards Card or Premier Plus Rewards Card– intended for consumers seeking more from their credit card through a robust rewards program that includes travel and cash back options yet has no annual fee. This card offers a low introductory rate with an ongoing APR of prime + 11.99% and no annual fee
We make it easy to choose the credit card that is right for you - Value Card or Everything Rewards. It’s the only card you need for everything you need to do.
Personal Card – Value Card
Features
- No annual fee.
- Low introductory rate for the first six months.¹
- Competitive ongoing APR.¹
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- 24-hour toll-free live customer assistance available at 800-367-7576.
- Car rental insurance coverage and a host of extraordinary Mastercard® benefits.
- Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged, these fees are listed on the downloadable application.
¹Please see application for information about current APRs and fees.
Personal Card –Everything Rewards / Premier Plus Rewards
Features
- Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
- Low introductory rate for first six months.¹
- Competitive ongoing APR.¹
- No annual fee.
- 25-day interest-free grace period on all purchases. No grace period on cash advances.
Benefits
- Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
- To view or redeem rewards points, visit www.cardmanager.net or call 800-367-7576.
- 24-hour toll-free live customer assistance available at 800-367-7576.
- ID Theft Protection coverage and a host of extraordinary Mastercard benefits.
- Unlike some card offers, the APR¹ for purchases and cash advances is the same. We do not charge a higher rate for cash advances.
Fees
- Other fees may be charged; these fees are listed on the downloadable application.
¹Please see application for information about current APRs and fees.
Consumer Credit Card Products
| Consumer Value Card | Everything Rewards Card | Premier Plus Rewards Card | |
|---|---|---|---|
| Introductory APR | 2.9% for the first 6 months | 2.9% for the first 6 months | 2.9% for the first 6 months |
| APR | Prime + 6.99% | Prime + 11.99% | Prime + 11.99% |
| Grace Period | 25 days (plus 5-6 days of additional grace) | 25 days (plus 5-6 days of additional grace) | 25 days (plus 5-6 days of additional grace) |
| Credit Limit Requirement | None | None | $5,000 |
| Rewards | None | One point for each dollar spent up to 10,000 points per month per account; redemption options for travel, cash back, merchandise, gift cards, and more | One point for each dollar spent up to 10,000 points per month per account; redemption options for travel, cash back, merchandise, gift cards, and more |
| Annual Fee | None | None | None |
| Cardholder Assistance | 24 hours a day/365 days per year by calling 800-367-7576 | 24 hours a day/365 days per year by calling 800-367-7576 | 24 hours a day/365 days per year by calling 800-367-7576 |
| Online Access | Website www.cardmanager.net or Mobile app | Website www.cardmanager.net or Mobile app | Website www.cardmanager.net or Mobile app |
| Mobile Payments | Apple Pay and Samsung Pay allowing tap and pay with mobile device; contactless cards as well | Apple Pay and Samsung Pay allowing tap and pay with mobile device; contactless cards as well | Apple Pay and Samsung Pay allowing tap and pay with mobile device; contactless cards as well |
| Card Alerts | Text or email alerts for cardholder defined items and unusual/suspicious activity | Text or email alerts for cardholder defined items and unusual/suspicious activity | Text or email alerts for cardholder defined items and unusual/suspicious activity |
| Card Benefits | Benefits include airport concierge service, car rental collision damage waiver protection, & identity theft protection | Benefits include airport concierge service, car rental collision damage waiver protection, & identity theft protection | Benefits include airport concierge service, car rental collision damage waiver protection, identity theft protection & cell phone protection |
To Apply Now
Apply online now or
Download the PDF of the application
Type the information and then print the application (you cannot save the document, so print an extra copy for yourself), or print it and then complete it using a blue or black pen.
Fax your completed application to the Card Service Center at 877-809-9162.
You can also mail your completed application to:
Card Service Center
PO Box 569120
Dallas, TX 75356-9120