Share Loans


Type Description APR* as low as
Share Loans Minimum- $500.00 3.5% over current share dividend rate
Signature Maximum- $10,000.00 (48 Months)
Per Board Approval
13%
50/50 Loan
(1/2 SIG 1/2 Shares)
Maximum - $20,000.00 (60 Months)
Per Board Approval
9%

New And Used Vehicles


Model Year Term (100% Financila Available) APR* as low as
2016-2018 36 months & 48 months 2.50%
60 months 2.75%
66 months 3.00%
72 months 3.75%
84 months (New Only) 4.25%
2014-2015 36 months & 48 months 3.75%
60 months 4.00%
72 months 4.00%
2010-2013 36 months 4.00%
48 months 4.25%
60 months 4.50%
2006-2009 36 months 4.75%
48 months 5.25%
2005 & Older 36 months 5.50%

Motorcycles


Year Term APR* as low as
2016-2018 36 months & 48 months 4.00%
60 months 4.25%
2014-2015 36 months & 48 monhts 4.50%
60 months 4.75%
72 months 5.00%
2010-2013 36 months 5.00%
48 months 5.25%
60 months 5.50%
2009 & Older 36 months 6.00%

Boats


Term Rate New Rate Used
36 months 4.00% 5.00%
48 months 4.25% 5.25%
60 months 4.50% 5.50%
72 months 4.75% 5.75%
84 months 5.00% 6.00%
120 months (Minimum $50,000) 5.50% 6.50%

Recreational Vehicles


Term Rate New Rate Used
36 months 4.00% 5.00%
48 months 4.25% 5.25%
60 months 4.50% 5.50%
72 months 4.75% 5.75%
84 months 5.00% 6.00%
120 months (Minimum $50,000) 5.50% 6.50%

Conversion Vans


Term Rate New Rate Used
60 months 5.00% 7.00%
96 months 9.00% 10.00%

Mobile Homes


Term Rate New Rate Used
10 years 9.00% 10.00%

Other Loans


Type Term Rate APR*
Consolidation 60 months 13%
Home Improvement 10 years (with proof) 10%

First Mortgage Loans And Home Equity

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APY=Annual Percentage Yield. APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.
Refinance:
Example: A 5-year, fixed-rate refinance loan for $22,000 would have 60 monthly payments of approximately $403, at an annual percentage rate (APR) of 3.75%.  
Private party:
Example: A 5-year, fixed-rate private party loan for $18,000 would have 60 monthly payments of approximately $336 each, at an annual percentage rate (APR) of 4.50%.

RATES EFFECTIVE February 19, 2018. Rates Subject to Change Without Notice.

*APR=Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.