Share Loans


Type Description APR* as low as
Share Loans Minimum- $500.00 3.5% over current share dividend rate
Personal Maximum- $10,000.00 (48 Months)
Per Board Approval
13%
50/50 Loan
(1/2 SIG 1/2 Shares)
Maximum - $20,000.00 (60 Months)
Per Board Approval
9%

New And Used Vehicles


Model Year Term (100% Financing Available) APR* as low as
2018-2020 36 months & 48 months 3.20%
60 months 3.59%
66 months 3.99%
72 months 4.25%
84 months (New Only) 4.50%
2016-2017 36 months & 48 months 3.59%
60 months 4.15%
72 months 4.35%
2013-2015 36 months 4.00%
48 months 4.25%
60 months 4.50%
2009-2012 36 months 4.39%
48 months 4.39%
2008 & Older 36 months 5.99%

Motorcycles


Year Term APR* as low as
2018-2020(NEW) 36 months & 48 months 4.50%
60 months 4.75%
72 months 5.25%
2016-2018 (USED) 36 months & 48 monhts 4.75%
60 months 5.00%
72 months 5.50%
2013-2015 36 months 5.25%
48 months 5.50%
60 months 5.75%
2012 & Older 36 months 6.25%

Boats


APR* as low as                                                

Term New Boats Used Boats
36 months 4.50% 5.50%
48 months 4.75% 5.75%
60 months 5.00% 6.00%
72 months 5.25% 6.25%
84 months 6.50% 7.50%
120 months (Minimum $50,000) 6.50% 7.50%

Recreational Vehicles


APR* as low as                                         

Term New RVs Used RVs
36 months 4.50% 5.50%
48 months 4.75% 5.75%
60 months 5.00% 6.00%
72 months 5.25% 6.25%
84 months 5.75% 6.75%
120 months (Minimum $50,000) 6.50% 7.50%

Conversion Vans


APR* as low as                                                                                                            

Term New Converstion Vans Used Conversion Vans
60 months 5.00% 7.00%
96 months 9.00% 10.00%

Mobile Homes


APR* as low as                                                                                                                  

Term New Mobile Homes Used Mobile Homes
10 years 9.00% 10.00%

Other Loans


Type Term Rate APR*
Consolidation 60 months 13%
Home Improvement 10 years (with proof) 10%

First Mortgage Loans And Home Equity

Visit www.memberfirstmortgage.com


APY=Annual Percentage Yield. APR=Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval.
Refinance:
Example: A 5-year, fixed-rate refinance loan for $22,000 would have 60 monthly payments of approximately $403, at an annual percentage rate (APR) of 3.75%.  
Private party:
Example: A 5-year, fixed-rate private party loan for $18,000 would have 60 monthly payments of approximately $336 each, at an annual percentage rate (APR) of 4.50%.

RATES EFFECTIVE February 19, 2018. Rates Subject to Change Without Notice.

*APR=Annual Percentage Rate. APR based on Applicants credit and term of loan. Your APR may vary.